I agree with Ina R. #11 (for Canada as well).
Home insurance covers both the structure, the property such as the yard (e.g., if someone breaks a leg in your yard and wants to sue you), and the contents of the building.
Contents insurance would cover, well, the contents, as found in renters insurance, or in the case of condominiums, where the building/structural insurance is usually covered through your condo fees.
As for the original question, possibly something along these lines:
Your home/contents insurance may offer compensation (for your loss / for damage, etc.)